For SME business owners, this app offers working capital solutions. Also, insuring your employees is a priority, even if it’s just one resource.
URJA is a revolutionary app, launched for Tata AIA’s SME business customers to help them get working capital solutions digitally in 24 hours, with no paperwork on their existing policy. Get even a single employee insured with life cover that starts immediately. What more, claim premium amount as business expense1. Plus all your policy details at your fingertips.

Here’s what URJA does for you:
Working capital solutions for SMEs against life insurance policies
Low interest Loan* @ 7%^ fixed p.a., offered digitally in just 24 hours#
Buy Life Insurance Policy Online
Avail life cover for as less as 1 employee
Instant claim submission
Digital servicing
T&C apply. Eligible cases only

All policy details & services are now available at your fingertips.
Tata AIA Life Insurance Company Limited (Tata AIA Life) is a joint venture company, formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world spanning 18 markets in the Asia Pacific region.
Write to us at [email protected] or call 1-860-266-9966 for any questions, grievance, or suggestions regarding the URJA App.