Valyou by Merchantrade is a mobile wallet app which enables you to send money to overseas and make payments easily and securely using your smartphone. It is simple, convenient and at low transaction fees with speedy transfer times.

***FEATURES***
INTERNATIONAL REMITTANCE
- You can send money to loved ones and family members cross border at home country.

PREPAID TOP-UP
- Top-up your telco Prepaid account directly from your mobile phone.

PAY BILLS
- Pay your bills directly from your mobile phone via Valyou Mobile Wallet

CASH IN
- Deposit money into Valyou Mobile Wallet at any designated agents/retailers or via digital way.

CASH OUT
- Withdraw money from Valyou Mobile Wallet at any designated agents/retailers or via digital way.