About Us:
- Low Interest Rate
- No Hidden Charges
- Fastest Procedure
- Easy Repayment Plan

We understand that not all of us can wait for a lengthy bank loan application during an emergency, but you can count on MYS Credit to solve your financial worries.

Disclaimer : For Malaysia's residents of 18 years old and above only.

Fees & Charges:

Minimum duration of payment: 3 months

Maximum repayment period: 48 months

Max. Annual Percentage Rate (APR) is 0%.

Processing Fee (Includes Underwriting Fee, Gateway Fee, and Service Fee)

RM300 ~ RM15000 depending on the loan amount

Early Termination Fee: None

Late Payment Interest: Late payment penalty may apply

Calculation of the Loan Example:

Loan Amount - RM3000.00

Loan Period - 6 Months Installment

Interest Rate - 0%

RM 20(Includes Underwriting Fee) + RM 20(Gateway Fee) + RM 20(Service Fee) = RM 60(Processing Fee)

RM3000(Loan Amount) * 0%(Interest rate per month) * 6 Months(Loan Period) = RM0(Total Interest Charge)

RM3000(Loan Amount) + RM0(Total Interest Charge) = RM3000(Total Repayment Amount)

RM3000(Total Repayment Amount) / 6 Months(Loan Period) = RM500 (Monthly Installment Calculation)

Others:

Minimum repayment period 90days

Maximum repayment period 1440days

Maximum Annual Percentage Rate 18%

Including all applicable fees (Underwriting Fee, Gateway Fee, Service Fee)

Terms & Conditions
https://www.myscredit.com/terms/

Privacy Policy
https://www.myscredit.com/privacy-policy/