Borrow up to ₦500,000 fast naira loan instantly online. Enjoy a personalized cash loan with seamless experience, and approvals in as fast as 5 minutes! No income proof and IDs are needed. Download the NairaCup Loan App & get fast cash NOW!

High Loan Amount
- Get up to ₦500,000 approved loan amount
- Increase your limit with on-time repayment

Easily Apply
- No income proof, ID documents, or collateral is required
- All processes are carried out online, paperless makes the processes simple

Fast Pay-out
- Get the money in 5 minutes
- The cash sent directly to your bank account

About NairaCup
NairaCup is a fast online cash loan application that offers loans up to 500,000 NGN without collateral. As a trusted credit loan lender, we are here to help you navigate the world of personal loans with confidence and clarity.

Related Information
Credit Loan Amounts: ₦10,000 - ₦500,000
Loan Term: 91days - 365days
Service Fee: 0% - 5%
Interest Rate: 0.1% per day
Transaction Fee: 0
Maximum Annual Percentage Rate(APR): Not more than 36%

Eligibility
- Nigeria Resident only.
- 18-55 years old.
- Source of a monthly income.

For a borrower who receives ₦ 10,000 from NairaCup with a period of 90 days, they would need to pay service fees of 5% loan with interest rate of 0.1%.
Total Interest fee: ₦ 10,000*0.1%*90= ₦ 900
Service fee: ₦ 10,000*5%= ₦ 500
Total repayment: ₦ 10,000+₦ 900+₦ 500=₦ 11,400

How to Apply
Register your account with an active mobile number
Fill in the Online Loan Forms.
Get the Credit Amount Approved
Money will be disbursed to your bank account (The fastest only takes 5 mins)

*Note: Always read the Terms and Conditions and the Privacy Policy before proceeding with any transaction.

Contact Us
If you encounter any problems while using the app, feel free to contact us via the following channels:
Email: [email protected]
Address:32, KOFORIDUA STREET, WUSE, WUSE, FCT,NIGERIA
Office Hours: Mondays to Fridays 9:00 AM - 7:00 PM