Who We Are?
NeedaCash is a financial services platform under the New York Stock Exchange (NYSE: FINV). Leveraging the group's technology-enabled big data risk management capabilities, we provide users with convenient and reliable financial services.

[Service Features]
Up to 200,000: Low fees, fast payment
Licensed institution: Compliant lending, reliable and secure
Flexible and convenient: Flexible installment plans, easy repayment

[Installment Loan Information]
The minimum repayment period is 3 months, and the maximum repayment period is 48 months.
The annualized percentage rate (APR) generally does not exceed 36%.

The following loan cost example is for reference only:
Loan amount: HK$20,000
Monthly interest rate: 0.67%
APR: 8%
Repayment period: 12 months

Each installment payment (equal principal and interest payment method):
= Loan amount × [Monthly interest rate × (1 + Monthly interest rate) ^ Number of repayment periods] / {[(1 + Monthly interest rate) ^ Number of repayment periods] - 1}
= HK$20,000 × [0.666667% × (1 + 0.666667%)^12] / {[(1 + 0.666667%)^12] - 1} = HK$1,739.76

Total repayment amount:
= Monthly repayment amount × Number of repayment periods
= HK$1,739.76 × 12
= HK$20,877.12

Total loan interest:
= Total repayment amount - Loan amount
= HK$20,877.12 − HK$20,000
= HK$877.12

*Loan amount and interest rate are subject to individual circumstances and final approval.

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[Advice: Always repay borrowed money, don't use money lenders]
Money Lender License Number: 0017/2025
Enquiry and Complaint Hotline: 3853 8538
Official Website: https://www.needacash.com/
Email: [email protected]
FinVolution(HK)LTD.

*The company reserves the right to make final decisions based on individual circumstances, subject to the Terms and Conditions.
*FinVolution(HK)LTD. reserves the right to make final decisions regarding loan approval, rewards, and any disputes.

Address: OFFICE 48-128, 48 FLOOR, LEE GARDEN ONE, 33 HYSAN AVENUE, CAUSEWAY BAY, HONG KONG.