Nityadhan Finance Private Limited is an RBI-registered NBFC offering digital, collateral-free personal and business loans to individuals and small businesses. Loan amounts range from ₹5,000 to ₹15,00,000 with interest rates between 11% and 14%, and a maximum Annual Percentage Rate (APR) of 13.65%.

Processing fees are low, from 0.25% to 0.5%, depending on the loan type. All transactions are digital, ensuring secure and transparent services. Additionally, we provide a loan protection cover, waiving outstanding amounts in the unfortunate event of the borrower's demise.

Repayment terms are flexible, with a minimum period of 1 year and a maximum period of 6 years. Manage your loan conveniently through our app or website.
Example: For a loan of ₹10,000 at 12% per annum with a 0.25% processing fee, you would receive ₹9,975 after the fee deduction. The total interest over 12 months would be ₹600, making your total repayment ₹10,600, spread across 12 EMIs of ₹883.33 each.

Nityadhan Finance is committed to empowering individuals and small businesses across Maharashtra. Download the Nityadhan Finance App today!