Need cash? Skip the drama, skip the paperwork, and skip the awkward 'Can I borrow?' chats-because this is the Nest where the only thing faster than approval is your mom finding out you spent it on snacks!?

But wait, there’s more! Not only do we make borrowing hassle-free, but we also pack in top-notch security and a user-friendly experience. Think of us as that reliable friend who lends you money but doesn’t nag you about paying it back (on most days).

Here’s how we works:
Download the Nest app — Sign up in seconds because patience is for monks, not money!

Nest Payout– Instant, Flexible, & Smart Credit!
✔ No paperwork, no waiting! – Get up to ₹2,000 to ₹5,00,000 Instantly
✔ Minimal Interest & Minimal Processing Fees – Borrow affordably.
✔ 100% Paperless & Digital – Fast, seamless experience.
✔ Instant Disbursal to Your Bank Account
✔ Flexible Repayment Plans – Designed to help you save on interest.
✔ Check Your CIBIL Score for Free – Know your creditworthiness in seconds!

Example of a Nest Payout Transaction:
✔ Loan Amount: ~₹5,000
✔ Processing Fee (incl. GST): ~₹50
✔ Disbursal Amount: ~₹4,950
✔ Tenure: ~12 months
✔ EMI: ~₹444
✔ Total Repayment: ~₹5,331
✔ Total Interest Payable: ~₹331
✔ APR: ~14.8%
✔ Note: These numbers are for representation purposes only. Final APR & Interest rate will depends on the customer's credit assessment & it may vary based on the applicant's eligibility and risk profile.

Additional Things to know:
✔ Late Interest: Calculated on the principal amount that is overdue.
✔ Late Fee: A fixed fee based on the outstanding balance:
→Up to ₹500: No late fee.
→₹501 to ₹2,000: ₹15 late fee.
→₹2,001 to ₹25,000: ₹100 late fee.
→Above ₹25,000: ₹150 late fee.
✔ Minimum and Maximum Repayment Period: Flexible plans from 3 months (minimum) to 12 months (maximum).
✔ Maximum APR: Up to 30% p.a. (depending on loan terms and credit profile).

Nest is not a registered NBFC or bank and offers these loans in partnership with select lending institutions. The exact lending institution extending the loan will be displayed while the user is being presented with the loan terms.

Our Lending Partners :
✨Aspire Finance Private Limited
https://aspirefinance.in/

? Nest Referral Program
Why keep Nest to yourself when you can share it and earn? ?

? How it Works
1. Share your unique Nest referral link with friends.
2. When they download & take their first loan, you both earn rewards.
3. Rewards can be cashback, credit topup, or loan repayment discounts.

? Download Nest today — cash in your account before your coffee gets cold.?

About Nest
→ Nest app is devoloped & owned by Vrisha Fintech Private Limited, Founded by Poojitha Mallireddy, in March 2025.
→ We built Nest with a single goal: to make borrowing simple, fast, and stress-free.
→ Whether it’s unexpected bills, medical expenses, or just extra cash for your plans Nest is your financial safety net.