Join the millions of customers who trust their money with Netspend. Sign up today!

¹ Based on comparison of our ACH processing policy vs. posting funds at settlement.

²The (optional) Savings Account is made available to Cardholders through Pathward®, N.A., Member FDIC. To participate in the Savings Account program, Cardholder must consent to & continue receiving communications from us in electronic form. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Interest is calculated on the Average Daily Balance(s) of the Savings Account & is paid quarterly.

If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an annual percentage yield (APY) of 5.00%. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, & the interest paid on the portion of the Average Daily Balance which is $1,000.00 or less will be 4.91%. The APY for this tier will range from 5.00% to 0.54%, depending on the balance in the account.

The interest rates & APYs of each tier may change. The APYs were accurate as of 11/16/2023. These are promotional rates & may change without notice pursuant to applicable law. No minimum balance necessary to open Savings Account or obtain the yield(s). Because Savings Account funds are withdrawn through the Card Account, Card Account transaction fees could reduce the interest earned on the Savings Account. Card Account & Savings Account funds are FDIC insured upon verification of Cardholder’s identity. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Pathward, N.A., will be aggregated up to the maximum amount permitted by law upon receipt of funds by the Issuer.

³Based on the national rate as of 10/16/2023 which is published by the FDIC & is calculated based on a simple average of rates paid by all insured depository institutions & branches for which data are available. To find the latest national rate as published by the FDIC, please visit
https://www.fdic.gov/regulations/resources/rates/.

⁴While this specific feature is available at no cost, certain other transaction fees & costs, terms, & conditions are associated with the use of this Card or Account. See the Cardholder Agreement or Deposit Account Agreement for more details.

⁵Services initiated with an external account from an outside third party may incur fees from that third party to your external account. No cost for online or mobile Account-to-Account transfers between Netspend Accounts; a fee may apply to Account-to-Account transfers conducted through a Netspend Customer Service agent or other transfer types. See your Cardholder Agreement or Deposit Account Agreement for details.

⁶The Netspend Network is provided by Netspend Corporation & its authorized agents. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend’s licenses & related information may be found at www.netspend.com/licenses. Fees, limits, & other restrictions may be imposed by Netspend & other third parties in connection with use of the Netspend Network.

⁷Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder's or Accountholder’s funds held on deposit at Pathward, N.A.

⁸Subject to card activation or Deposit Account registration & ID verification. Terms & Costs Apply. Card issued or Deposit Account established by Pathward, N.A., Member FDIC.

Card may be used everywhere Visa debit cards are accepted.

© 2023 Netspend Corporation. All rights reserved worldwide. All other trademarks & service marks belong to their owners.