NextFin is the brand name of Amar Amba Finance Hire Purchase Pvt Ltd (an RBI registered NBFC, established in 1997) where we provide unsecured personal loans upto Rs 50,000 and secured loans upto Rs 5 crores via our app.

Why NextFin?
1. An RBI registered NBFC established in 1997
2. Annual Percentage Rate (APR): Up to 36% p.a.
3. Secured & Unsecured Loans
4. Complete digital process for loan application
5. Get money directly in your bank account

How to apply for an easy loan with NextFin?
1. Download NextFin app & Login
2. Fill in your basic profile details
3. Provide employment history, home & office address details
4. Select the type of loan, amount & tenure
5. Upload the required documents
6. Approval will be communicated instantly
7. Loan agreement is signed (digitally or physically)
8. Loan is disbursed within 24 hours

Loan Products:
* Mini Loans: Personal Loans up to Rs 50k (Pan India)
* Jumbo Loans: Personal Loans up to Rs 1 Lakh (Tier 1 Cities only)
* Secured Loans (Currently only servicing in Delhi NCR region): Loan against Property (Up to 70% financing), Mortgage Loans, Gold Loans (Up to 60% financing), Bike (Up to 70% financing) & Car Loans (Up to 80% financing)

1. Unsecured Personal Loan - A flexible loan option for salaried professionals. All you need is your PAN Card, Salary Proof & Address Proof to avail ₹5,000 to ₹50,000 for a tenure ranging from 62 days to 12 months.

Fees, Charges & Tenure
⭐ Amount: ₹5,000 to ₹50,000
⭐ Processing Fees: 6% + 18% GST
⭐ Tenure: 62 days - 6 months
⭐ APR: 12% - 36% (depending on risk profile)
⭐ Sample: A Salary Advance loan of ₹30,000 for a tenure of 90 days at an interest of 0.1% per day (36% APR) will result in total cost being ₹33,942 (including processing fees ₹2124 principal amount of ₹30000 and interest amount of ₹1818) for a monthly instalment of ₹10606 for 3 months.
⭐ Penalty charges of 0.6% per day & Bounce Charges of ₹750 on non-repayment of EMIs. Loans can be foreclosed after 3 months.

2. Secured Personal Loan - A personal loan option where you can avail amounts of upto ₹5 crores against collateral. We provide Gold Loans, Loan against Property, Mortgage Loan, New Car Loans, Used Car Loans and Bike Loans.

Fees, Charges & Tenure
⭐ Amount: ₹50,000 to ₹5,00,00,000
⭐ Processing Fees: 5% + 18% GST
⭐ Loan Tenure period: 3 months - 10 years
⭐ APR: Starts at 12% depending on risk profile and collateral provided
⭐ Sample: A Secured Loan of ₹1,00,000 for a tenure of 12 months at an interest of 18% APR will result in total cost being ₹1,15,916 (including processing fees ₹5900, principal amount of ₹1,00,000 and interest amount of ₹10,016) and a monthly installment of ₹9168 for 12 months.
⭐ Penalty charges as applicable & Bounce Charges of ₹1000 on non-repayment of EMIs and Zero prepayment charges for loans.

Privacy Policy
Please read our privacy policy mentioned here to know how we handle your data https://www.nextfin.in/privacy-policy/

Our Lending Partners
We only provide loans through our NBFC - Amar Amba Finance Hire Purchase Private Limited

RBI Certificate
https://www.nextfin.in/rbi-registration-certificate/

Contact Us:
Mail us on [email protected]
Call us on +918447804814
(Mon-Sat 10:00 AM - 6:00 PM)
Address: Plot no 1536 B, Saraswati Kunj, Near South Point Mall, Sector 53, Gurugram, 122002