VayNow is a simple lending platform designed to help you solve your personal finance needs quickly, conveniently and transparently. With a 100% online process, automated file approval and ultra-fast payouts, it is the ideal choice for short-term working capital needs.
Outstanding Advantages
• Super fast disbursement: Receive money in your account within 24 hours of approval
• Transparent interest rate: The annual interest rate is clearly disclosed, no hidden fees
• Simple procedures: Only need ID card/CCCD to register, no need to prove income/collateral
• Flexible repayment: Allow early repayment at any time, free of penalties
• Safe security: Personal information is fully encrypted, meeting international standards

Registration Conditions
• Age: 20-55 years old
• Documents: Have a valid ID card/CCCD
• Account: Own a valid bank card

Loan Products
• Loan amount: Maximum 15,000,000 VND depending on credit
• Loan term: 93-365 days, optional
• Annual interest rate: Fluctuates from 10%-24% depending on the profile initial

Loan Example
• Loan amount: 10,000,000 VND
• Loan term: 120 days (4 months)
• Annual interest rate (APR): 12%
• Total interest: 10,000,000 VND × 12% × 4/12 = 400,000 VND
• Total repayment: 10,000,000 VND + 400,000 VND = 10,400,000 VND
Note: Interest rates may be adjusted depending on credit assessment

Our Commitment
• Absolute transparency: All costs are clearly disclosed before borrowing
• 24/7 support: Professional customer service team is always ready to answer

3 Simple Loan Steps
Download the VayNow app and create an account account
Fill in basic information, choose loan package
Take photo of ID card/CCCD to verify identity
Receive disbursement to bank account