Take the guesswork out of your financial decisions.
This app helps you calculate Time Value of Money (TVM), NPV, IRR, and Profitability Index (PI) in a fast and intuitive way.

Perfect for students, investors, and professionals who need quick and clear project evaluations.

Key Features

- TVM Calculator

Compute Present Value (PV), Future Value (FV), interest rate, period, and payment (PMT).

Support for single cash flow and annuity-style payments.

- NPV & PI Calculator

Enter initial investment, discount rate, and yearly cash flows.
See Net Present Value and Profitability Index instantly.
Helpful for comparing different investment projects.

- IRR Calculator

Calculate Internal Rate of Return from a series of cash flows.
Quickly check if a project meets your required return.

- Flexible Cash Flow Input

Add, edit, or delete cash flow for each year or period.
Use predefined samples to learn how the formulas work.

- Clean and Simple Interface

Easy-to-read layout with clear labels and results.
Designed to be beginner friendly but powerful enough for advanced users.

Use Cases
- Evaluate business projects and investments
- Analyze loan, savings, and retirement scenarios
- Learn financial math and capital budgeting concepts
- Support homework, teaching, or self-study

This app is built to help you understand the numbers behind your financial decisions, not just show formulas.
Plan smarter, compare projects, and make more confident choices.