Shop and checkout stress free with CashPally, at your favourite (online and physical) stores and pay back over time with flexible payment plans—with no hidden fees, ‘wahala’ or surprises—ever.
Why you’ll love shopping on the Cashpally app:
Why shop with CashPally:
With CashPally, you get a wide range of benefits:

1. See exactly how much you qualify for.
2. Get credit up to 100,000 naira with any of our merchants.
3. Customize your repayments.
4. Your friends or families can pay for you.
5. No late repayment fees
6. CashPally will never harass your contact or relatives.
7. Shop and pay with flexible buy now, pay later plans at almost any store
8. Unlock access to exclusive deals and special rates as low as 0% APR
9. Manage your account and make payments easily

How does CashPally work? Here's how to start shopping with CashPally’s flexible buy now, pay over time service.

1. Download and sign up on the CashPally App.
2. Verify your identity to get your spending limit.
3. Find your favourite item(s) on CashPally or at approved CashPally Merchant (such as Jumia, Konga, etc), *shop, and fill your cart.*
4. Choose your payment date, plan and flexible payment rates and options that fit your budget—we'll never charge more than what you choose.
5. We’ll check and approve your purchase and then you’re good to go.
6. Buy now and pay over time for almost everything, including apparel, auto, beauty, electronics, and more