CASH+ is a one stop smart digital platform for, loans, shopping, and insurance.
Are your monthly expenditures exceeding your salary? We can kredit you an early salary, almost instantly. Clear all your
dues, stash your wallet, and plan your future payments with our instant personal loans. How long does it take to process
your loan? The sanctioned loan amount will be credited to your bank account in just a few hours.
No money to shop or buy insurance? We have you covered with our credit lines to shop from either Amazon or Flipkart
or to buy insurance on our application. We are the perfect app for all your daily, lifestyle and financial needs.
Why CASH+?
1. Interest is levied on only the amount withdrawn.
2. Increased credit limit on re-applying for loans.
2. Flexible loan repayment tenure.
3. Assured cashback on repayment of every loan on or before due date.
4. Loans are disbursed by NBFCs, duly registered with RBI.
5. No hidden charges.
6. No Pre-payment charges.
7. Additional cashback on shopping from Amazon or Flipkart through our application.
8. All your insurance needs, covered at one place.
9. Minimal documentation.
10. 100% online process.
11. Low processing fees.
PRODUCTS?
1.Instant personal loans – for all your dhani needs, starting from 5000 up to 50000, with varying tenures from 2-3
months. Are our short term loans where ecash is directly deposited in your bank account in a few hours. Use it
like quick cash from a buddy for all your needs.
2.Insurance – Feel safe and secured with Term insurance, Health insurance, car, and bike insurance from our
partnered insurance provider. Your one stop insurance place.
3.Shop – Buy new things for yourself from our shopping platform, partnered with Amazon and flipkart and win
assured cashbacks of up to Rs. 5000.
ARE YOU ELIGIBLE TO APPLY FOR A LOAN?
You are if,
1. You are an Indian citizen,
2. 21 years or older,
3. Salaried Individual,
4. You draw a minimum salary of Rs. 15000 every month.
WHAT DOCUMENTS SHOULD YOU SUBMIT?
1.Selfie
2. Pan Card
3. Address & ID Proof
4. Salary Slip
5. Bank Statement.
LET us GET YOU STARTED.
1. Install the CASH+ App
2. Register through your Mobile No.
3. Fill in your source of income, basic details & upload required documents to check first level eligibility
4. Upload KYC documents - ID, Address Proof, etc.
5. Once your loan is approved, simply select the loan amount, and get the money transferred to your bank account
instantly, subject to documentation.
LOAN STRUCTURE, TENURE AND EXAMPLE
Loans range from Rs. 5,000 to Rs.50,000 with payment tenure of 62 days. The Interest rates range from 30% - 33% p.a
(APR), based on customer’s profile. A processing fee is charged for the loans from Rs. 500 to Rs. 1000 (plus GST). Penalty
is charged only when the customer delays their scheduled payment.
INTEREST AND OTHER APPLICABLE CHARGES.
1.Annual Percentage Rate (APR) – 30%-33%, depending on customer profile.
2.Processing fees – Rs. 500 – Rs. 1449, depending on the loan amount.
INTEREST CALCULATION EXAMPLE:
Loan amount: ₹ 30,000 at interest rate of 33% p.a.
Tenure: 62 Days.
Processing Fees: Rs. 1000.
GST: Rs. 180 (18%).
Deductibles: (Processing Fees + GST) = 1000+180= Rs. 1180.
Cash in hand: (Loan Amount - Deductibles) = (30000 - 1180) = Rs. 28820.
Total Interest Amount= Rs. 1650.
Total repayable Amount: Rs. 31650.
EMI: Rs. 15,825
FOR YOUR INFORMATION
1. Your payment behaviour is shared with credit rating agencies through partnered NBFCs; based on that your credit score
may increase.
2. Sanctioned loan amount is dependent on creditworthiness and repayment ability of the customers.
YOUR DATA IS SECURE WITH US.
Data Security & Privacy is a top priority at CASH+. Our backend APIs comply with mandated security standards and robust protocol.
Download CASH+, your personal loan, insurance, and shopping app now!