Do you need to solve your financial needs quickly?
VayMax provides comprehensive online credit services, no collateral or guarantor required, simple and transparent operations, fully compliant with financial regulations in Vietnam, information security with modern encryption technology - supporting you to rotate your finances without worry!

[OUTSTANDING ADVANTAGES]

1. Flexible limit: From 1,000,000 VND to 50,000,000 VND, meeting many different spending needs.

2. Flexible term: From 3 to 12 months, self-planning appropriate debt repayment.

3. Reasonable interest rate: Annual interest rate ≤36% (complying with regulations of the State Bank of Vietnam), transparent contract, no hidden fees.
4. Effective experience: AI loan approval, the entire process is online, quick disbursement within the day after approval.

5. Data security: Applying banking standard encryption technology, strictly complying with the Decree on Personal Data Protection.

6. Credit accumulation: Paying debts on time helps build a good credit history, increasing the loan limit in the future.

【Loan example】
If you borrow 50,000,000 VND for 120 days, pay in installments in 4 periods, with an annual interest rate of 18.25% (daily interest rate 0.05%, specific interest rate depends on the appraisal result), then the amount to be paid is as follows:
- Total interest = 50,000,000VAN × 120 × 0.05% = 3,000,000 VND
- Interest rate per period = 3,000,000 VND ÷ 4 = 750,000 VND
- Principal amount per period = 50,000,000 VND ÷ 4 = 12,500,000 VND
- Installment amount per period = 12,500,000 VND + 750,000 VND = 13,250,000VND
- Total amount payable = 50,000,000VND + 3,000,000VND = 53,000,000VND

【Risk Warning】
- Borrow money wisely, avoid exceeding your ability to repay.

- Late payment will affect your credit score and will be reported according to regulations.

- Illegal debt collection is strictly prohibited – all debt management processes are in compliance with the law.

【Loan Process】
1. Download and register VayMax account
2. Submit a request for credit assessment
3. The system checks credit and grants appropriate credit limit
4. Select loan purpose and loan term, submit loan request
5. If approved, the loan will be disbursed quickly (may be delayed on holidays)
Simple process:
① Download App → ② Verify identity → ③ Credit assessment → ④ Receive credit limit → ⑤ Select amount/term → ⑥ Disbursement to bank account

【Loan conditions】
1. Vietnamese citizen from 18 - 62 years old
2. Have valid identification documents
3. Have at least one valid bank account (to receive loan)

【Why choose VayMax】
1. Comply with the law Law
VayMax operates in accordance with Vietnamese financial law, is monitored and inspected periodically, and ensures the rights of borrowers.

2. Transparent costs
Interest rates and fees are clearly stated in the contract, no hidden fees - you can rest assured when borrowing.

3. Credit building support
VayMax evaluates credit using a smart system, helping you accumulate good credit and easily borrow again later.

4. Humane credit service
We provide reasonable credit to avoid the burden of bad debt. Support flexible installments, no-fee prepayment - reduce financial pressure.

5. Popular credit
Not only serving individuals, VayMax also supports short-term working capital for small businesses, helping businesses develop stably.

【Frequently asked questions】
Q1: How do I know if I am approved for a loan?
A1: After submitting the information, the system will automatically appraise and notify the results via the application.
Q2: Can I pay off the debt early? Is there a fee?
A2: You can pay early at any time, without any fees or penalties.
Q3: How long after receiving the money do I have to start paying?
A3: Normally, the first payment is due the following month after receiving the money. The specific date will be clearly stated in the contract.

【About us】
Company name: NT TRADING AND SERVICE COMPANY LIMITED
Address: No. 038, Nguyen Du Street, Kim Tan Ward, Lao Cai City, Lao Cai Province, Vietnam
Customer service email: [email protected]
Hotline: (84) 898-279-711
Website: https://www.ntcrvn.com/