nuMoni – Extra Value, Every Time
Get rewarded before you spend

nuMoni is the smart reward app that gives you 5% extra value instantly on every wallet top-up – not after you spend, but the moment you fund your wallet. Whether you're shopping, dining, or living life on the go, nuMoni helps you stretch your money further within a growing network of trusted merchants who value your patronage. With nuMoni, every spend comes with built-in rewards, giving you more reasons to stay loyal to the brands you love.

For Users
• Instant 5% Extra Value on every wallet top-up – before you spend, not after
• Redeem rewards seamlessly across a wide network of trusted partner stores
• Discover your favourite brands, exclusive deals, and new places around you
• Fast, secure payments via in-app checkout or QR code at merchant locations
• Zero transaction or wallet maintenance fees – your money stays yours
• Share reward value with friends at no cost or donate to accredited charities you care about
• Track your reward activity and spending right from your dashboard
• Spend smarter, earn more, and support causes – all in one wallet

For Merchants
• Set up loyalty programs in minutes – no tech expertise needed
• Drive foot traffic, repeat purchases, referrals, and customer engagement effortlessly
• Create targeted deals to increase customer lifetime value (CLV)
• Same-day bank settlement through our licensed financial partners
• Track sales and customer behaviour via your personalized merchant dashboard
• Get discovered by new, wallet-ready customers nearby
• Offer value without upfront advertising spend or discounting your brand

Key Features
• Instant Reward Engine – 5% extra value loaded to users' wallets on every top-up
• Universal Redemption – Spend rewards across all nuMoni partner merchants
• Business Discovery – Find merchants, deals, and experiences near you
• QR Code Payments – Pay with ease using scan-to-pay technology
• Custom Deals & Loyalty Perks – Merchants can launch offers instantly
• Analytics Dashboard – Track performance, trends, and customer insights
• Zero Hidden Fees – No charges on wallet transactions or maintenance
• Social Impact Built In – Support causes through optional donations from unused rewards

Whether you are spending or selling, nuMoni helps you get more out of every transaction.

Join today and unlock a world of loyalty.