O2 Finance provides a seamless and accessible platform that empowers individuals to secure loans with ease and convenience. Whether users are looking for personal loans to cover unexpected expenses, fund major purchases, or consolidate existing debt, O2 Finance simplifies the borrowing process by offering flexible loan options tailored to their unique financial needs.

*About O2 Finance Loans;
•Loan amounts range between ₦1,000 to ₦300,000 with repayment periods from 61 days to 12 months at monthly interest rates that range from 2% to 10%
•The Max APR is 60% per annum
•No collateral or guarantor necessary
•No hidden fees
•You unlock higher loan amounts by repaying early and carrying out other transactions on the app.
*Representative example: Loan amount of ₦100,000 borrowed for 12 months. Monthly Interest Rate: 2%. Total amount payable: ₦124,000.