OCredito--We offer you more possibilities of life
OCredito clients can express their preference regarding the length of their loan term of up to 240 days.
Loan amount: from $500 to $20,000 pesos;
Terms: from 91 to 120 days
Daily interest rate: 0.041% rate Maximum annual interest rate of 15%;
Commission: 10%-20%;
VAT: 16%
APR: up to 35%
CAT: 106.54%-342.58%

For example: The loan is $10,000 pesos and the loan term is 180 days. You only have to pay 819 pesos of interest (10,000*0.04%*180=720), 2,000 pesos (10,000*20%=2,000) of commission and 435.2 pesos ((Commission 2,000 + interest 720) * 16% = 435.2) of VAT.
The total amount to be paid would be $13,155.18. You only need to pay $2,192.53 each month. Total Annual Cost (CAT): 164.59%

Why borrow money in OCredito?
The processes are simple and safe in Mexico! No desk, no paperwork
And OCredito is a high-quality merchant that cooperates with OXXO and PAYNET.

NO WARRANTY
There are no fees, request a loan in cash or directly to your account.

EFFECTIVE LOANS
Just fill out a short questionnaire and enjoy the money using only the application.

Privacy
When you download OCredito, we will ask for your authorization to access your cell phone information to validate your identity and determine if you are eligible for one of our credits. Your data is protected by the highest security standards worldwide, we will never share your information without prior authorization.

QUALITY SERVICE
OCredito offers the best customer loan services, low interest rates and no hidden charges. Mainly provide 91/120 days products

EXCLUSIVE OFFERS
SPECIAL CLIENT: Larger credit limit with longer terms. Enjoy your credit intelligently!

The easiest way to apply for a loan online
1. Download the OCredito application
2. Complete a short questionnaire
3. Wait for loan approval
4. Money transfer to a 16-digit debit card or 18-digit CLABE El Buen Fin

Get your loan directly into your bank account. If you do not have an account, we recommend opening one at Banco Azteca or Oxxo; it is very easy and effective.

At OCredito we always seek to satisfy our users to make their lives easier, without stress. For this reason, we have three ways to repay your loan in the way that works best for you:
Pay online (SPEI): paying your loan by online transfer from your bank's application is free and accessible 24 hours a day.
OXXO – Simply take your reference number to your nearest OXXO and checkout.
PAYNET: you can pay your OCredito loan at any store in the Paynet network.
Personal loans give you better support when you need them. Just like moneyman, we lend you cash immediately.
Request a quick loan with immediate approval and economic interest.

Contact us：
Email: [email protected]
Customer service: Monday to Sunday 9:30 a.m. to 7:00 p.m.
Company address: Xochitl, La Rivera, 72735 San Andrés Cholula, Puebla