Why choose LIGHTKREDIT PH - Online Loan?

- High Loan Amount: Loan up to ₱25,000 to easily cover your major daily expenses.
- EASY TO APPLY: All you need is a valid government ID. No collateral required. Everything is processed online.
- Fast Transfer: Once your loan application is approved, we'll deposit the funds directly into your bank or GCash account within minutes.
- Flexible Repayment Options: You can choose a 3-installment repayment period, giving you plenty of time to manage your personal/family cash flow.

Product information on our online loan products
Our online cash loans description:

- Loan Amount Credit Coverage: ₱1,000 - ₱25,000
- Minimum and Maximum Loan Period: 91 days-365 days
- Maximum Annual Percentage Rate (APR): 34.45%
- Transaction Fee: ₱None

Total Loan Cost Example:
Loan ₱25,000 with a term of 180 days payable in 3 installments at 34.45% per annul:

* Interest per installment: ₱25,000 x 34.45%/ 365 x 60 = ₱1,415.75
* Amount of installments due: ₱25,000 x 34.45% / 365 x 60 + ₱25,000 / 180 x 60 = ₱9,749.09
* Total interest paid: ₱25,000 x 34.45%/ 365 x 180 = ₱4,247.26
* Total payable: ₱25,000 + ₱4,247.26 = ₱29,247.26

Eligibility requirements for applying for a loan online:
✔ Age: 18 to 85 years.
✔ Nationality: Filipino.
✔ Proof of Identity: At least 1 valid government issued ID.
✔ Proof of income: Proof of stable monthly income.

How to get the online cash loans you urgently need
Step 1, download our app from google
Step 2, register your account with your cell phone number
Step 3, complete the loan application form
Step 4, fill in your collection method, we recommend using GCASH
Step 5, choose your loan amount and submit your application
Step 6, wait for our credit assessment or credit review
Step 7: Wait for your loan to be released

HOW TO REPAY YOUR PESO CASH LOAN?
We recommend
- GCash: Open app, click Pay Bills to access Loans option to repay.
- 7-Eleven: Go to 7-Eleven and repay via CLiQQ machine or CLiQQ app.
- Bank: Deposit money to our corporate bank account given in the app

About Us
Prima Fintech Software Development Corporation is a technology company based on big data development and our vision is to fulfill all information technology requirements of our clients.
Our parent company is Prima Fintech (Philippines) Lending Corp. which is a financing company licensed by the SEC.
Prima Fintech information is listed below:
Full legal name of the company: Prima Fintech (Philippines) Lending Corp.
Registered Business Name: LIGHT KREDIT
PSEC Registration Number: CS201951100
Certificate of Authority (CA) No. 2917
SEC REGISTERED ADDRESS: 2301-2302B 23rd Floor East Tower , Philippine Stock Exchange Centre Exchange Road Pasig - 1605 Philippines (PH)

Contact Us
Don't compromise on your dreams. Take control of your financial future by applying for online cash loans in our app now.
For any queries, please email us at [email protected] or [email protected]