If you are looking for a practical and efficient solution to calculate and simulate vehicle financing, this app is everything you need! With several tools, it offers features that help both those who want to know how much they can finance, and those who want to compare different payment options and save on interest. Whether you want to choose the best financing, simulate installments, or calculate the savings when paying in advance, this application makes the entire process easier for you!
Features:
1. Calculation of the maximum value of the vehicle within the desired installment
Determine the maximum value of the vehicle you can purchase, considering the interest rate and the maximum installment amount you are willing to pay. With this tool, you know exactly what your financing limit is.
2. Installment simulator
Based on the value of the vehicle, term and interest rate, the installment simulator calculates the exact value of each installment. If you are undecided about the value of the installments, this tool will help you make the best decision!
3. Calculation of interest paid on financing from the final amount
If you already have a loan and want to know exactly how much interest was paid, this feature calculates the total interest paid based on the final value of the vehicle, helping you understand the impact of interest on the total value of the loan.
4. Calculation of interest paid on financing based on the value of each installment
For those who already know the value of the installments and want to understand the total interest paid throughout the financing, this tool calculates the total interest considering the value of each installment and the total number of installments.
5. Savings when paying in advance
Calculate how much you can save by paying off the remaining installments of your financing. This function is ideal for those who want to pay off the outstanding balance in advance and reduce the interest paid.
6. Comparison between cash purchase and financing
Want to know whether it's better to buy the vehicle outright or finance it? With this tool, you can compare the two options, taking into account the value of the vehicle, the financing interest rate and possible discounts for paying in cash. Furthermore, the tool calculates how much more you would spend when financing and how much could be saved if you paid in cash.
Benefits of the App:
• Ease of use: With a simple and intuitive interface, the application makes the process of calculating and simulating financing faster and more hassle-free.
• Helps with financial decision-making: Simulations help you make informed and strategic decisions, whether it's financing a vehicle or choosing the best payment method.
• Financial control: Have complete control over your financing and know exactly how much you are paying in interest and how much you could save with early payments.
• Practical comparison: Compare different financing and cash payment options clearly, without the need for complicated calculations.
• Personalization: The app allows you to enter your own financial data, such as the vehicle's value, term and interest rate, to obtain accurate and personalized results.
Ideal for those who:
• You are planning to finance a vehicle and want to simulate different scenarios before making a decision.
• You want to compare the payment options in cash and in installments, to choose the best way to purchase the vehicle.
• You need to calculate the interest paid on the financing, whether based on the final amount or monthly installments.
• You want to anticipate installments and find out how much you can save on financing payments.
With this application, you have a series of tools at your disposal that facilitate the vehicle financing process and make your finances more controlled. Optimize your financial planning and make smarter, more informed decisions. Don't waste any more time trying to do complex calculations on your own: let this app do all the work for you!