Lautan Tunai Air, your assistant for unsecured loans! We provide fast and secure online lending services, helping you meet various financial needs with ease. Without complicated collateral procedures, whether for urgent needs or realizing your dreams, Lautan Tunai Air is always here for you. Apply now and experience unprecedented loan services!

Loan Product Description
- Loan Ceiling: IDR 1,000,000 - IDR 8,000,000
- Loan Period: 91-365 days
- Maximum Annual Interest Rate: 15% (without other fees)
Example: If the loan term is 365 days, with an amount of IDR 8,000,000, the loan fees are as follows:
- Daily Interest: IDR 8,000,000 * (15%/365) = IDR 3287.67
- Monthly Interest: IDR 3287.67 * 30 = IDR 98,630.10
- Monthly Payment: IDR 8,000,000/12 + IDR 98,630.10 = IDR 8,098,630.10
- Total Interest: IDR 8,000,000 * 15% = IDR 1,200,000
- Total Payment: IDR 8,000,000 + IDR 1,200,000 = IDR 9,200,000

What Are Our Advantages?
1. Fast Disbursement: Funds are disbursed immediately after loan approval.
2. Various Payment Methods: Available through ATMs, mobile banking, and internet banking, covering all banks in Indonesia.
3. Fast Approval: Loan applications can be approved within 30 minutes.
4. Transparent Fees: No hidden fees; all fees are open and transparent.
5. Simple Process: Easy application process, verification, and submission of information are also easy.
6. 24/7 Service: Serving your loan needs every day, around the clock.
7. Security and Compliance: Comply with relevant Indonesian regulations, ensuring your security and privacy.
8. Credit Rewards: A good credit record facilitates future loans, and you can enjoy smarter credit services.

What Are the Application Requirements?
- Be 18 years old or older
- Indonesian citizen
- Have a personal bank account
- Have a contactable phone number and a stable income

How to Borrow?
1. Download the app
2. Fill in your personal information online
3. Apply for a loan
4. Approve the loan, and the funds will be transferred to your account

If you have any questions, please contact us:
- Business Hours: Monday to Friday, 9:00 AM - 6:00 PM
- Email: [email protected]
- Office Address: QW95+J7M, RT.18/RW.6, Pd. Bambu, Duren Sawit District, East Jakarta, Special Capital Region of Jakarta 13430