Oxygen X – Simple Financial Solutions for Everyone
Say hello to Oxygen X, the all-in-one app built to help you grow your money and access the financial solutions you need, simply. Whether you are planning for the future or handling today’s needs, Oxygen X empowers you to move money your way.

Invest and Earn More
- Start investing from just ₦50,000
- Earn up to 24.25% annual interest per annum
- Pick a plan that aligns with your financial goals
- Your journey to wealth creation begins here: simple, secure, and rewarding

Need Extra Support? We've Got You Covered
- Our dedicated support team is available to answer any questions
- Call 0700-700-4444, email [email protected], or send a DM
- For those unpredictable moments, we offer instant loans up to ₦10,000,000

Why Choose Oxygen X?
✔ Instant loans up to ₦10,000,000 – Get the cash you need, when you need it.
✔ Flexible repayment plans – We will require your repayment from 91 days to 365 days
✔ Affordable interest rates – Monthly rates from 2% to 2.5%, with a max APR of 30% per annum.
✔ Transparent fees – Management fee of 1% (+7.5% VAT on Management Fee) and Credit Life Insurance (CLI) of 0.9% apply.
✔ No collateral or paperwork – Apply with ease, no need for unnecessary formalities.
✔ Fast disbursement – Receive funds into your wallet in minutes.

Know Your Loan Terms Upfront
- Borrow: N100,000 for 3 months
- Management Fee (1%): N1,000 + VAT (7.5%) = N1,075.00
- Credit Life Insurance (0.9%): N900.00
- Total Fees Deducted Upfront (Mgt Fee + VAT + CLI): N1,975.00
- Net Loan Amount Disbursed to Customer: N98,025.00
- Interest (2.5% monthly flat rate): N7,500 (total for 3 months)
- Monthly Payment: N35,837.00
- Total Payable: N109,485.08

Security & Trust You Can Count On
✅ Licensed & regulated by the CBN
✅ No hidden fees – Full transparency on all transactions
✅ Safe & secure banking – Your information is protected
✅ NDPR Audit Compliant – Your privacy is our priority

Get Started in 3 Easy Steps!
1️. Download the Oxygen X loan app
2️. Sign up and verify your details
3️. Start enjoying simple financial solutions

From wealth-building to cashflow support, it all happens here.
Oxygen X – To the Power of You.

? Contact Us
- Customer Service Email: [email protected]
- Customer Service Hotline: 07007004444
- Address: 1665 Oyin Jolayemi Street, Nigeria
? For more information, visit us at: www.oxygenx.africa