Pacific Money is an app designed to facilitate access to personal loans securely, transparently, and entirely digitally, through automatic payroll deductions.

Only employees of companies with an agreement with the financial institution can register and take advantage of its benefits.

With Pacific Money you can:

Apply for loans quickly and without paperwork.

Check your available balance and active loans.

Review your amortization schedule with interest, VAT, and scheduled payments.

See exact payment dates and the status of each deduction.

Loan Features

Minimum amount: $12,000 MXN

Maximum amount: Up to 5 months of the applicant's salary

Term: Between 3 and 9 months

Annual interest rate: Between 25% and 45%, depending on the client's profile

No origination fees or prepayment penalties

Representative example:
A loan of $12,000 MXN for 9 months with an annual interest rate of 35% has a total cost of $13,575 MXN (VAT included).
Approximate monthly payments of $1,508 MXN.

Loans are deducted directly from payroll, with no guarantor required, no late payment penalties, and no credit bureau check.

Pacific Money aims to offer financial well-being to employees and peace of mind to companies, with a modern, reliable, and 100% digital experience.