Pandai Gadai is a cash loan platform that offers collateral in the form of gold (jewelry and precious metals), electronics (laptops and cell phones), and vehicle registration certificates (BPKB) (motorcycles and cars). Pandai Gadai is licensed and supervised by the Financial Services Authority (OJK). It now has dozens of outlets throughout Jakarta and West Java.

Pandi Gadai App Features
? Check your appraisal online quickly and easily!
? Book online in just 1 minute, outlets open daily until 9:00 PM WIB
? Pawned items are disbursed within 15 minutes
? You can extend your pawn via the app anytime, 24/7
? Secure pawned items, with 24/7 CCTV coverage, and free insurance
? Responsive service. Customer service is ready to respond within 1 hour!

By pawning your collateral at Pandai Gadai, you'll get:
✅ Low interest and service fees
✅ Pay in installments, extend, or redeem via cash at the branch or by bank transfer
✅ Protect all customer personal information
✅ No BI Checking and no debt collectors

✦Minimum Tenor = 120 Days
✦Maximum Tenor = 180 Days (Can be extended/redeemed at any time)
✦Minimum Capital Rental = 4% per 30 Days
✦Maximum Capital Rental = 10% per 30 Days
✦Maximum Annual Capital Rental = 60% per year

Example:
Loan Amount: IDR 1,000,000
Total Capital Rental
4% x IDR 1,000,000 = IDR 40,000 (per 30 days)

Repayment Simulation:
Loan Amount plus Total Capital Lease
Total Capital Lease: (120 days / 30 days) x Rp 40,000 = Rp 160,000
Rp 1,000,000 + Rp 160,000
Total Repayment: Rp 1,160,000

Important to note: The loan calculation shown here is for illustrative purposes only and may change based on current regulations.

For accurate collateral calculation information, please refer to the SBG (Proof of Pawn) you received when pawning your item at Pandai Gadai.

Download the Pandai Gadai app now, pawn your items instantly, and enjoy the convenience and security of Pandai Gadai's pawn service!

For more information, contact us at:
? Customer Service: +62 857-1532-2146
? Email: [email protected]
? Website: https://pandaigadai.com/

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