During customer enrollment, which includes the scanning of two fingers, BioCred SecureDesk or SecureTab (via Panini patented BioCred method) creates an encrypted and digitally signed biometric credential which is delivered to the customers in the form of a QR code on their smartphone app, and a physical NFC token (keyring fob, card, etc.) for them to save. The two forms of credential back each other up in case of loss, while the Institution will not keep a copy – thus safeguarding privacy and removing the need to ensure the storage is secure. When visiting a branch or store, the customers will scan or read their credential (which will allow them to be greeted by name), then match it to the finger(s) when requested, offline, to complete their secure authentication.
This is the companion app that allows the customers to retrieve the QR code after the enrollment process and securely store on their device.