Amigo Vault is a **free** and all-encompassing financial management app designed to empower you in achieving your financial aspirations and preparing for homeownership. Ideal for anyone eager to take charge of their finances, build wealth, and navigate the significant investment of buying a home or preparing to create a real estate portfolio

Organize in One Place
Your Amigo Vault dashboard provides a concise summary of essential financial information, including account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, and a resource center filled with personal finance articles and videos—all conveniently located in one place.

Budgeting
Gain insights into your spending habits with our detailed budgeting tools. Track your expenses by categories and delve into subcategories for a clearer picture. Receive alerts if you stray off track or confirmations when you’re staying within your budget.

Free Credit Score, Report, and Monitoring
Your credit score is prominently featured on your dashboard at no cost. Monitor changes month-to-month and understand the key factors influencing your score, such as credit length, payment history, credit utilization, total accounts, and inquiries. Rest assured, this is a "soft credit pull," meaning checking your score won’t affect it. Review your credit report for accuracy and access informative articles about credit bureaus and scores.

Prepare for Homeownership
Partner with Amigo Vault to effectively prepare for homeownership or expanding your real estate portfolio. Plan for a down payment, establish reserves, manage your debt-to-income ratio, and improve or maintain your credit. Utilize our calculators for loan scenarios and establish your projected loan-to-value ratio. Check out the readiness assessment in your app for a snapshot of your credit overview, debt-to-income ratio, cash reserves, employment status, down payment, and sales price.

Search Properties
Searching for your first home or considering a move? Use your Amigo Vault to explore local and nationwide real estate listings. Discover homes that fit your budget, view open houses, customize your searches, favorite properties, and save your searches for future reference.

Understand and Grow Your Net Worth
Gain a comprehensive view of your assets, debts, and investments all in one place. By consolidating what you own and what you owe, your net worth becomes a vital tool for measuring and monitoring your financial health over time. This insight not only helps you recognize your current financial standing but also empowers you to make informed decisions to grow your wealth.

Security
Your security is our top priority. Feel confident knowing that the financial accounts you connect and the documents you upload are protected. Learn more about our security measures (https://www.finlocker.com/security/).

Privacy
We value your privacy. To understand how we safeguard your personal information, please visit our privacy policy (https://www.finlocker.com/privacy-policy/).