Scratch cards, amirite? Spending your hard earned money (or maybe not, you might be on benefits) to sit at a bus stop furiously rubbing away the panels to see if this will be day your life changes forever.

It won't be.

But... imagine having access to unlimited scratch cards? Well you can with this fancy app. And you could win £20. Imagine what you could do with £20? Here's a few ideas:

* Buy 3 pints in a fancy London pub (well, perhaps only 2)
* Get two clipper hair cuts
* Buy a copy of WinRAR
* Convert the £20 into small change, pour it into one of those coin counting machines you see in the supermarket and get £14 back
* Overpay your mortgage (if you have one)
* Put it towards your own private island or yacht
* Retire

Even if you don't scratch off £20, you might still win a smaller amount of money. Once you accumulate £20, you can redeem it in the form of a voucher.

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