GoCredit is a Buy Now, Pay Later financial product. We allow you to buy anything you want in the merchant and pay back later. The credit amount limit is up to AED 8,000 and you can spread the cost over 6 months.
Related fees:
Installment Amount：based on your affordability and good price level
Processing Fee: Maximum 6.0% per month
Loan Tenure：90 to 180 days.
Example:If a customer purchased a product worth AED 1,000 with GoCredit and selected a 90-day repayment tenure,
Installment Amount = AED 800
Down Payment = AED 1,000 -800 = AED 200
Processing Fee = AED 144
Totol amount to be paid = AED 1,144
How do I use GoCredit?
1. Download GoCredit on your phone,
2. Register with your phone number,
3. Find the nearest merchant where GoCredit is supported,
4. Consult in-store sales staff about purchasing by installments using GoCredit,
5. Finish the process according to guidance of staff and get the phone.