We are a locally based, family owned business.

Our family has been in the automobile and auto-finance business since 1911.

Our sister Company, Easy Auto, was started in 1991 in Cleveland, Tennessee, and we now have additional locations in Chattanooga, Knoxville, Murfreesboro and Dalton, Georgia.

We Specialize in Second Chances. We understand that bad things can happen to good people, so we make our financing decisions differently than banks or franchised car dealerships.

We report to the three major credit bureaus.

We want to help people with no credit or bad credit re-establish themselves.

We have never sold any of our accounts, so our customers deal with us from the first payment to the last and we get to know our customers.