PayOwe – Smart Debt and Dues Manager

PayOwe is a smart debts and dues management app designed to help you track and manage your give and take (loan and borrow) transactions with anyone — from friends and family to clients and customers.

Whether you lend money to someone, borrow for emergencies, or need to keep track of business dues, PayOwe makes it simple, secure, and efficient.

Now with a new feature: watch ads and earn tokens within the app. Manage your finances while engaging with ads to unlock helpful in-app features.

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Key Features

Add Transactions Instantly
Quickly record any money you give or receive. Mark it as “Lend” or “Borrow” with a simple tap.

Real-Time Transaction Log
See all your transactions sorted by date with clear details and party names.

Party-Wise Tracking
Group your entries by person or business to know exactly how much you owe or are owed.

Smart Dashboard
View a summary of your total given, received, and net balance at a glance.

Search and Filter
Find past transactions quickly using filters like name, description, or amount.

Multi Device Access
Access and manage your records on multiple device with real time synchronised.

Watch Ads, Earn Tokens
Earn tokens by watching ads. Use these tokens to unlock in-app features like skipping ads or enhancing your app experience.

Secure Data Backup
All your transactions are securely backed up to protect your financial records.

User-Friendly Design
The interface is clean, simple, and easy to use — no learning curve required.

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Who Can Use PayOwe
• Individuals managing personal debts and loans
• Families and roommates splitting expenses
• Freelancers and service providers handling payments
• Shopkeepers and vendors tracking customer dues
• Anyone who lends or borrows money regularly

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Stop relying on memory or paper notes. PayOwe is your digital notebook for managing all money-related give and take activities.

Track what you owe, know who owes you, and stay in control of your finances.

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Disclaimer
The “watch ads and earn” feature operates on a token system for in-app use only. These tokens do not represent or exchange for real money. No real money is earned or exchanged by watching ads. The reward system is purely for enhancing the in-app experience. Any attempt to misuse this system for fraud is strictly prohibited.