Paypaxe is your trusted financial management platform, helps you save smarter, build credit, grow your business and achieve your financial goals — all in one simple, secure app.

With Paypaxe, you can:

Expense Tracker: Easily track and manage your daily spending while understanding where your money goes.

Savings Goals: Set personalized goals, track your progress, and stay consistent with automated reminders.

Smart Budget: Create flexible budgets that fit your income and lifestyle, helping you stay in control.

Digital Wallet: Send, receive, and manage your money safely with fast and transparent transactions.

Credit Builder / Score: Build real credit through consistent saving, responsible spending, and repayment behavior. Paypaxe analyzes your financial habits to create a behavioral credit score that earns you fair credit access over time.

Loan Access: Choose from three transparent credit options designed to meet your financial needs.

Personal Loan: Quick access to short-term funds for personal use.

Business Loan: Affordable working capital to help your business grow.

Ajo/Esusu Loan: Free-interest loans powered by group savings and shared trust.

ERP for Business: Manage finance, accounting, and inventory from one secure dashboard. Track sales, monitor expenses, and stay organized with ease.

Mortgage Planning: Save and plan for home ownership with flexible 25 to 40-year tenors that support long-term stability.

Remittance (Coming Soon): Send and receive money globally with ease, speed, and reliability.

Unlock structure, savings, and access, all in one app.
Experience financial growth built on consistency, trust, and community support.

Paypaxe protects your data with encryption and full compliance under the Nigeria Data Protection Act (NDPA 2023). Our infrastructure is hosted on AWS, ensuring enterprise-grade security and reliability.

Download Paypaxe today and begin your journey toward smarter saving, real credit growth, and lasting financial freedom.