Hycredit
Credit amount: from S/ 200 to S/ 30,000.
Terms: from 91 to 360 days;
Daily interest rate: 0.05%. Maximum annual interest rate of 18.25%.
Commission: 10%.
VAT: 18%.
TEA (Annual Effective Rate) of 33.86%.

Hypresta
Credit amount: from S/ 200 to S/ 20,000.
Terms: from 91 to 360 days;
Daily interest: 0.04%. Maximum annual interest rate of 14.6%.
Service fee rate: 8%.
VAT: 18%.

Cost Example
Amount of your loan: S/ 10,000.
Loan term: 150 days (5 months)
Commission & VAT: S/ 1180. (Commission=S/ 10000 * 10%= 1000, VAT= 1000 * 18%= 180).
Total interest: S/ 750. (10000 * 0.05% * 150 = 750)
Monthly reimbursement amount: S/ 2150.
Final refund amount: S/ 10,750

Requirements
18 to 65 years old;
Have a valid ID

How to apply for a loan?
Download the Hicredito application;
View and accept our Service Agreement;
Register using your phone number;
Secure your identity in 3 easy steps through the app;
Receive the money deposited in your bank account;
Pay on time to obtain a credit limit increase of up to S/ 20,000.

We look forward to receiving your suggestions about our products or services. You can contact us by email:[email protected] we will respond as soon as possible.
9:00 to 18:00
https://www.hicredito.com/
+51 5 8821 2397
Pro Avance SAC, Misti 109, Yanahuara 04017, Arequipa, Peru