Permata Loans is a professional platform dedicated to personal loans. Through our convenient online system, you can quickly complete and submit your loan application, and funds will arrive shortly after approval. We take user privacy very seriously and have an experienced customer service team ready to answer your questions. You can contact us via online customer service or email.

• Loan amount IDR 8,000,000 ~ IDR 35,000,000
• Annual interest rate (APR) is around 10%~13%.
• Loan terms range from 93 days to 365 days.
There are no other fees.

Example of a loan application:
For example, if you apply for a loan of 8,000,000 rupiah, your loan term is 120 days, and the annual interest rate covered is 12%, then your repayment amount is [loan amount * interest rate / 365 * number of borrowing days + amount loan] (8,000,000*12 %/365*120+8,000,000) = IDR 8,315,616

Loan conditions:
Applicants must be Indonesian citizens over the age of 22 years.
Have a stable source of income.
Good credit history.

Application process:
Download and install the app
Provide and fill in relevant basic information
Bind a bank account after submitting the application
Once the loan is approved, the funds will be credited to your bank account
Complete the payment before the due date
Timely repayment can help improve your credit rating.

Disclaimer: This application does not directly provide loan services, but only recommends suitable financial institutions and products to users. We are responsible for verifying partners and helping to resolve any issues that may be encountered during use. All loan products are provided by partners, and the platform does not guarantee that users will successfully apply for a loan. The specific loan amount and term will vary depending on factors such as the individual's age, credit profile, years of employment, and residence. We will recommend suitable financial products based on user needs.

Privacy Statement: We are committed to protecting users' personal information and will never share your data with any third party without permission.

Contact information
Our business hours are Monday to Friday 09.00 to 19.00
Our email is: [email protected]
Contact Address: Jl. Cisaranten Kulon IV No. 59, Ex. Cisaranten Kulon, Arcamanik District, Bandung City, Prop. West Java
Tel: +62 8158729730
Company Name: KSPPS BUNGA SINAR MENTARI Cooperative
Official website: www.ksppsbungasinarmentari.com