PinjaminAja is a smart loan brokerage platform that integrates various regulated lenders. We utilize big data risk management technology to recommend suitable loan products, eliminating the complicated application process and streamlining the application process. However, PinjaminAja is solely an online financial services platform. The funds and products provided by our partnered leading financial institutions are sourced from these institutions. Therefore, we do not directly provide loan services; we only serve as a platform to recommend financial products to our customers.

Features:
1. Quick Recommendations and Quick Reviews: Users can download OJK-compliant financial products through PinjaminAja recommendations.
2. Wide Range of Loan Amounts: Covering small emergency loans to medium-sized loan needs, catering to a variety of repayment capacities.
3. Intelligent High-Quality Solution Matching: Big data accurately matches the most suitable lenders, increasing approval rates.
4. Legitimate and Secure, Partnering with Licensed Institutions: All partner institutions are officially licensed financial institutions approved by financial regulators. 5. Currency Converter: Monitor currency conversions anytime and anywhere, whether traveling or on business, helping you stay on top of exchange rate trends.
6. Financial Assessment: Customize financial advice based on your financial personality.
7. Financial Information: Understand international and Indonesian financial trends and manage your wealth.

Recommended Financial Products:
Loan Amount: IDR 500,000-20,000,000
Annual Percentage Rate (APR): Up to 18% per year.
Loan Term: Minimum 91 days, maximum 365 days.

Recommended Financial Product Loan Example:
A loan of IDR 2,000,000 with a term of 120 days (4 months) has an APR of 18% per year (daily interest rate of 0.05%). There are no additional fees. At the end of the 120-day period, the user's total payment is equal to the principal + interest. As follows:
Monthly interest: 2,000,000 x 0.05% x 30 = Rp30,000
Monthly payment: 2,000,000/4 + 30,000 = Rp530,000
Total interest: 30,000 x 4 = Rp120,000
Total payment: 2,000,000 + 120,000 = Rp2,120,000

Financial product application requirements:
1. Be 18-60 years old (minors are not eligible for loans).
2. Have a steady or irregular source of income.
3. Have a valid ID card. 4. Have an active receiving account in your name.

Contact us:
Email: [email protected]
Business Hours: Monday to Sunday, 9:00 AM - 6:00 PM
Address: RUKO CIPTALAND BLOK ANGGREK NUMBER 63, Patam Lestari Village, Sekupang District, Batam City, Riau Islands Province
Zip Code: 29427