PinjamPlus is a professional online loan recommendation platform that aims to match users with a variety of loan products tailored to their needs. This platform does not provide loans directly and does not guarantee approval of every application. All loan services are provided by partner financial institutions. If you encounter any issues during use, please contact our customer service. We will assist you in communicating with the partner to resolve the issue.

The success of your loan application, as well as the loan limit and term granted, depend on each user's personal circumstances, such as age, credit history, length of employment, and domicile. This platform does not require collateral; all you need is your ID card to register and apply for a loan. Complete personal information can improve your credit score. The higher your credit score and the more complete your information, the greater your chances of receiving a quality loan product that meets your needs.

🎯 User Requirements:
- Minimum age 18 years
- Indonesian citizen (WNI)
- Valid and active ID card (KTP)
- Own bank account in your own name
- Clear income or source of funds

💸 Loan Product Details:
- Loan Amount: IDR 500,000 - IDR 40,000,000
- Minimum and maximum loan terms: 91 days~120 days
- Daily Interest: 0.041%-0.08%
- Maximum Annual Percentage Rate (APR): 14.97%~29.2% (excluding other fees)

Loan example:
If you apply for a loan of IDR 40 million with a term of 120 days and a daily interest rate of 0.041%, then:
- Daily interest rate: IDR 40 million x 0.041% = IDR 16,400
- Monthly interest rate: IDR 16,400 x 30 = Rp492,000
- Total interest: Rp40,000,000 x 0.041% * 120 = Rp1,968,000
- Total installment: Rp40,000,000 + Rp1,968,000 = Rp41,968,000

📝 Loan Application Process:
1. Download and register on the PinjamPlus app
2. Fill in your personal information
3. Select the loan amount and term
4. Wait for the verification and approval process
5. Once approved, the funds will be transferred to your account immediately

👍 Product Advantages:
1. High Limit, Diverse Products: Apply according to your needs, choose a loan flexibly.
2. Easy Application Process: Simply fill in basic information for the loan application (information is only used for the loan application process).
3. Fast Verification: Funds are disbursed within minutes of application approval.

🔒 Security & Privacy:
1. Data Encryption: All personal information is secured with 256-bit SSL encryption
2. Data Use: We only collect data strictly necessary for credit assessment and legal compliance
3. Guaranteed Privacy: Your data will not be shared or sold without your consent
4. User Rights (ARCO): You can submit requests for access, correction, deletion, or objection to the use of your data via email

📞 Contact Us
For more information, please contact us
Email: [email protected]
Company Address: Jl. Wae Wasa, Wae Kelambu Subdistrict, Komodo District, West Manggarai Regency, Indonesia, 86754
Operating Hours: Monday-Friday, 9:00 AM - 6:00 PM WIB