BNI Mobile Banking has various facilities that facilitate your transactions such as Transfers, e-Wallets, Payments, Purchases, Investments, Digital Loans, Mobile Cash, and many more.

1. Transfers

Ease of Transfer methods available at BNI Mobile Banking such as Transfers Between Own Accounts, Transfers Between BNI, Transfers Between Banks, BI-FAST, Clearing, Pension Funds/BNI Simponi, Virtual Account Billing, and International Remittance

2. E-Wallets

Ease of refilling various types of e-Wallet such as BNI Tapcash, LinkAja, Go-Pay, ShopeePay, OVO, DANA, and i.saku

3. Mobile Cash

Ease of Withdrawing Cash without an ATM Card on various Channels (ATM BNI, Agen46, ATM Other Banks) and Merchants who work with BNI (Indomaret, Alfamart, Alfamidi, Post Office)

4. Payment

Ease of making payments for various bills at BNI Mobile Banking such as BNI Credit Cards, Other Bank Credit Cards, Postpaid Phones, Electricity, Multifinance, PDAM & IPL, Insurance, Taxes, ZIS & Qurban, and many more

5. purchase

Ease of making various Purchases at BNI Mobile Banking such as Data Packages, Prepaid Telephone Vouchers, Electricity Tokens, and others

6. investment/loan

Convenience for you BNI customers to invest anytime and anywhere through BNI Mobile Banking such as Retail Government Securities (SBN) and various Mutual Funds.

Retail SBN that can be purchased through BNI Mobile Banking are Retail State Bonds (ORI), Retail Savings Bonds (SBR), Retail Sukuk (SR), and Savings Sukuk (ST).
KUR (People's Business Credit) up to IDR 50 million for business, work and investment capital. Loans can be repaid in up to 60 months with an effective interest rate of 6 percent per year and without the need to use additional collateral.

Indonesian Citizens (WNI) individuals, business entities, family members of fixed-income employees, full-time migrant workers from abroad, or workers affected by layoffs who run productive businesses.

-  Individuals or individual business entities that have a minimum business license from the local regional government or other permits.