Discover organized and clear credit options with Easy Credit Cards, a tool designed to help you explore and understand the alternatives available in credit cards and loans, adapted to your needs.
What you will find in Easy Credit Cards:
1. Credit card and loan options presented in a clear and structured manner so you can make informed decisions, based on your objectives and financial situation.
2. Detailed and transparent information:
• Minimum and maximum repayment period: The loans shown in our app have terms ranging from 3 months (minimum) to 96 months (maximum), depending on the financial product chosen.
• Annual Equivalent Rate (APR): Rates vary depending on the user's credit profile. For example, for small personal loans:
• Minimum APR: 5.5% (for customers with good credit history).
• Maximum APR: 19.9% (for higher risk customers).
• Practical example:
• A €3,000 loan with a 12-month repayment period may have an APR of 7.5%.
• This would generate an approximate total interest of €225, resulting in a total amount to be repaid of €3,225 (with monthly payments of €270.42).
• Transparency about commissions and expenses:
• For example, a possible origination fee of 1% of the loan amount would be equivalent to €30 for a loan of €3,000, depending on the financial product selected.
Why choose Facil Credit Cards?
• Transparency: Clear and precise information about rates, deadlines and additional costs.
• Simple interface: Intuitive navigation to find relevant options without complications.
• Relevant data: Comparisons of options for credit cards, loans and financing in a structured and reliable way.
Important:
Easy Credit Cards is an exclusively informative app. We are not a financial institution, we do not offer loans or issue credit cards. The recommendations and examples provided are for educational purposes and are based on internal analysis.
For important financial decisions, we suggest consulting a professional financial advisor.
Check our privacy policy here:
https://tarjetascreditofacil.flutterflow.app/politicadePrivacidade