Introducing Jiendeleze Line of Credit
Cash is sent instantly to M-Pesa. Apply in 5 minutes!
Introducing Jiendeleze Technology’s new personal line of credit offering continuous access to credit! Apply once and borrow against your credit limit of up to KSH 10,000 as often as you need to. Download the app & get started today!
Note: The app is only available for use by members registered in the Sacco.

? Jiendeleze APP KEY FEATURES
✔ Quick cash approval
✔ Double your credit limits fast
✔ Rates as low as 0.25% per day
✔ No paperwork, collateral, or bank account needed

HOW IT WORKS
• Apply in Minutes: Download the app from Play Store and get a customized credit offer based on your membership savings.
• Choose Your Terms: Confirm your desired cash amount and select your target repayment date.
• Get Your Cash: Money is sent directly to your MPESA.
• Continuous Access: Apply only once and get ongoing access to borrow up to your approved credit limit (subject to terms and conditions).
• Repay Easily: Log in to the app. You can pay in full or make partial payments anytime before your due date.

WHO CAN APPLY
✔ Any resident citizen of Kenya aged 18+ years, who is a registered Sacco member
✔ Eligible persons holding a valid ID and mobile number

? Jiendeleze App Highlights
? ULTIMATE CONTROL
• No auto-debit—guaranteed! You decide when to repay.
• If your plans change, the cost of your line of credit automatically adjusts.
? NO HIDDEN FEES
• Daily interest rate as low as 0.25% (That’s only KSh 5 per day for borrowing KSh 2,000).
• Only pay for the days you use.
• No access charges.
? FAST LIMIT GROWTH
• Limits up to KSh 10,000
• Fastest limit growth in the industry
? SECURE
• Jiendeleze secures your personal information with SSL encryption.
• Jiendeleze treats all members with respect, even if you are late on repayment.

PERSONAL CREDIT LINE TERMS
• Credit Limit: KSh 100 to KSh 10,000
• Daily Interest Rate: 0.25% to 0.6%
• Late Payment Interest: 8% of outstanding balances
• Excise Duty: 20% (as per The Excise Duty Act, payable to KRA)
All amounts payable for any credit line will be displayed before you accept the credit line and disbursement. You will have ongoing access to cash if you clear your outstanding balance and maintain a good standing with Jiendeleze.
All credit lines are subject to terms and conditions. Always read the terms before proceeding.

PRIVACY & PERMISSIONS
All collected data is used only to verify your identity and build your credit profile. Jiendeleze never discloses or sells personal data without your permission. We are registered with the Office of the Data Protection Commissioner.
Privacy Policy: https://support.presta.co.ke/portal/en/kb/articles/privacy-policy

CONTACT US
? Email: [email protected]
? Phone: +254 711 082 442
? Website: https://www.presta.co.ke/

DISCLAIMERS
Jiendeleze is not a bank or a personal loan app. We provide personal lines of credit to Sacco members.
Jiendeleze is not associated with mobile loan apps like Zenka, Branch, Timiza, Okash, MKopa, Fuliza, Kashway, MShwari, Zash, Ipesa, Mkopo Haraka, Kopesha,Hustler Fund, Credit Hela, Equity Bank App, or Mkopo Rahisi.