Presta Ya is a data processing and financial consulting platform that helps people who want to access a microloan connect with people who have the capital to offer it. Presta Ya is NOT constituted as a financial entity. Our app is designed to facilitate the connection between individuals for the purpose of establishing civil money lending relationships.

Lenders can invest by granting loans to other users and receive interest in return.
Borrowers can apply for loans and repay them in installments that suit their needs.

The app includes user registration, easy login, loan application management and payment tracking, all through an intuitive and secure interface.

Additionally, we are actively working on improvements so that your experience with us is the best possible in terms of functionality, security, trust, and much more.

In the user registration, you can register as a lender or borrower by providing some personal information to validate your identity. These data are handled with different layers of security and in accordance with our privacy policies.

At login, you only have to enter your username and password to access our platform after having registered as a lender or borrower.

In the loan application section, borrowers can apply for loans by pressing the floating button and filling the required details. You will also be able to see the loans that you requested as a borrower or those available to invest as a lender, just by clicking on the loan that interests you and selecting the option to request your participation.

Once a loan requested as a borrower is approved, you can access it by clicking on it, and you will have access to the loan details and the amortization table to track the payment schedule.

Additionally, the application includes a dark mode so you can navigate our platform in a way that is comfortable for your eyes.