Diviso is a cutting-edge fintech platform designed to transform the repair industry by eliminating upfront payment barriers and providing convenient, “in-the-moment” financing, making repairs easier for customers and reducing walkaways for businesses.
Diviso’s innovative, "in-the-moment" payment solution, seamlessly connects customers, merchants and banks. Through a simple app, customers can apply and get approved for financing right when they need it most - the moment they receive the repair quote. Once approved, the bank pays the merchant in full, and the customer repays the bank in instalments.
How Diviso Works
1. Customer Needs a Repair
- A customer visits an auto or home repair shop but is unable or unwilling to pay the full cost upfront.
- High repair costs often lead to delays or abandoned repairs, impacting both customers and businesses.

2. Instant Financing at Checkout
- The merchant offers Diviso’s embedded financing option at the point of repair.
- The customer selects a financing plan and applies through a quick, digital process.
- Approval happens in minutes, with no need for lengthy paperwork.

3. Merchant Gets Paid Immediately
- Once approved, the merchant receives full payment upfront, ensuring steady cash flow.
- The customer repays in manageable instalments over time, reducing financial strain.

4. Bank-Backed, Compliant Lending
- Diviso partners with regulated financial institutions to ensure compliance and security.
- Banks benefit from new lending opportunities in a high-demand, underserved market.

5. A Win-Win for All
- Customers- get repairs done immediately without financial stress.
- Merchants- increase revenue, reduce walkaways, and enhance customer loyalty.

Diviso: Smart Solutions for Life's Unexpected Repairs!