Welcome to the Nigam cooperative app — your one-stop platform to manage loans, credit sales, and community contributions.

Whether you're part of a housing cooperative, a financial savings group, or a loan-based member network, our app makes it easy to track transactions, manage members, and grow together — all from your mobile device.

Key Features

Property & Credit-Based Sales (Slot-Based)

Browse available products or properties divided into affordable slots.

View detailed information such as pricing, payment schedules, and availability.

Subscribe or reserve items on credit with flexible repayment options.

Track your purchases and repayment status.

Member Management

Quick and secure member onboarding.

View contribution history, active credit sales, and loan status.

Manage your cooperative profile and update your details anytime.

Loans & Contributions

Apply for loans directly from the app with status tracking.

Monitor repayments, due dates, and balances.

Contribute to savings, projects, or group goals with full transparency.

Receive automated payment reminders and contribution alerts.

Admin Dashboard (For Cooperative Leaders)

Manage members, properties, loan products, and sales inventory.

Review and approve loan or credit requests.

Monitor contributions and financial activities.

Export reports for cooperative meetings or regulatory audits.

Smart Notifications

Stay updated on loan approvals, due dates, new credit opportunities, and cooperative announcements.

Who Is This App For?

Housing and property cooperatives

Loan management groups

Credit-based retail or product co-ops

Employee savings and loan schemes

Any community offering shared financial services

Secure & Reliable

Bank-level encryption for personal and financial data.

Built to foster transparency, trust, and accountability.