CrediSimple: Your Trusted Choice, Made in Colombia
Apply for your loan using just your ID. With our smart algorithm, you'll receive the money in just 5 minutes. We offer flexible loan amounts from 100,000 to 2,000,000 pesos, with completely transparent rates so you can borrow with peace of mind and complete clarity. Download now and enjoy a safe and fast experience!
Why choose CrediFuturo for your financial needs?
- Maximum Convenience and Accessibility:
We eliminate the time and location restrictions of traditional financial services, offering you access to loans "anytime, anywhere."
- Fast Approval and Disbursement:
We intelligently automate and optimize the credit approval process, significantly accelerating the delivery of funds.
- Diverse and Personalized Options:
Adapting to your real needs, we offer a variety of flexible loan amounts tailored to your profile.
- Comprehensive Information Security:
We use advanced encryption technology to protect your credit information at every stage of the process.
About Loans
--- Limit: $100,000 ~ $2,000,000 COP.
--- Terms: 91 ~ 180 days.
--- Daily interest: 0.02% ~ 0.08%.
--- Annual Percentage Rate (APR): 3.6% ~ 29%.
--- Fee: 5% ~ 15%.
--- Total Annual Percentage Rate (APR): 100% ~ 115%.
--- VAT: 19%.
--- Late payment interest rate: 0.04% ~ 0.10%.
Examples:
? If the loan amount is 1,000,000 COP, the loan term is 91 days, with a daily interest rate of 0.04%, a commission of 10%, and a VAT of 19%:
- Interest = 2,000,000 * 50 * 0.04% = 40,000 COP.
- Commission = 2,000,000 * 10% = 200,000 COP.
- VAT = (40,000 + 200,000) * 19% = 45,600 COP.
- Total amount due = 2,000,000 + 40,000 + 200,000 + 45,600 = 2,285,600 COP.
- APR = (2,000,000 + 45,600) / 2,000,000 = 102.6%.
- APR = 0.04% * 365 = 14.6%.
? Contact us:
[email protected]
? Company address: Av. 2 Nte. #3 Norte-70, Granada, Cali, Valle del Cauca, Colombia
⏰ Business hours: 9:00 a.m. to 6:00 p.m.