This is a comprehensive instant payment QR Pay service that allows small business owners and self-employed individuals to transfer/receive money through their accounts and make credit card payments (including Kakao Pay) like other payment apps using QR codes, regardless of time and location. Additionally, it supports the issuance of cash receipts and electronic tax invoices.

1. Receive sales proceeds/payments via bank transfer/credit card.

(1) Show your mobile phone QR code (displayed upon logging into the app) to customers. They can then scan it with their phone's camera to make a bank transfer or make an immediate credit card payment (convenient for mobile business owners and employees to use instead of a card terminal).

(2) Install a QR code in your store (instead of writing down your account number, simply post a QR code). Customers can easily scan the QR code with their camera to make a bank transfer or immediate credit card payment.

(3) Send a QR code (generated by entering the product name and amount) to a remote customer or business partner via text message. The customer can then easily make a bank transfer or immediate credit card payment from their phone. (This applies to remote payments, text message payments, URL payments, online sales proceeds, contract deposits, and receivable requests.)

(4) Other payment methods include on-site payments, camera payments, Samsung Pay payments, card number input, manual payments, and key-in payments.

2. Cash Receipt Issuance and Sending
Businesses that have signed up for QR Pay can issue and send cash receipts to customers from their mobile phones, automatically notifying the National Tax Service.

3. Tax Invoice Issuance and Sending
Easily enter transaction details on your mobile phone without a certificate to issue an electronic tax invoice and send it to your business partner. This information is automatically notified to the National Tax Service.

4. Payment Fees and Payment Amount / Sales Proceeds Deposit Timing

QRPAY (Instant Payment) is an integrated payment system that allows you to make payments directly via bank transfer or credit card with a single QR code. Account transfers are subject to a 0% fee, while credit card payments are provided through a vendor service (non-face-to-face transactions are also provided through a vendor service, not a PG). The card company's commission rate (0.4% for businesses with a total balance of KRW 300 million or less) applies. Payments are also deposited directly to the merchant by the card company two business days later.

5. Instant Payment: QR Pay, also known as QR Pay, QRPAY, QR Pay App, QR Code Pay App, and Instant Payment App, facilitates bank transfers and credit card payments. A comprehensive payment app system that can be used immediately by everyone. It applies the Bansa card payment system, so the card payment fee is low and deposits are fast. It is the lowest-cost payment app system.