?Information service Expert loan
Welcome to Expert Loan - your reliable information service for finding the best conditions for loans, microloans, card loans, online loans, card loans, loans.
We do not issue loans directly, but offer up-to-date and comprehensive information to help you choose the best financial solution. Our goal is to help you find the perfect payday loan or take out a loan that suits your needs, without unnecessary worries and complications.
?What's inside the loan application?
The Expert Loan application provides access to a wide range of financial offers from various microfinance organizations (MFOs). Users can easily compare the terms of microloans, card loans and other types of lending to choose the most advantageous offer. Our intuitive interface allows you to quickly find online loans, payday loans, card loans, microloans, card loans, providing full control and transparency of the selection process.
?More about microloans
Microloans are short-term loans that are often used for urgent needs before receiving paychecks. In our application you can find offers for microloans without refusal, which are available even for clients with a small credit history. Expert loan offers a comparison of the conditions of different microfinance organizations so that you can take out a loan, loans, loans on a card, loans for everyone, money for a house that are ideal for your financial circumstances.
?Difference between marketplace loans and microfinance organizations
Unlike microfinance organizations that provide loans directly, Expert Loan acts as a neutral platform that provides a full range of information about available loans. We do not charge fees for using the application and are committed to ensuring that our users can make informed choices based on a full understanding of all terms and conditions of the offer.
?Protecting your data
The security of your data is our priority. All personal data that you provide in the Expert Loan application is protected by a modern SSL protocol. This provides a high level of protection for your information from unauthorized access. You can be confident that your personal information is secure and will not be used beyond the scope of your consent.
Expert Loan is your reliable assistant in the world of financial solutions. Download our app and see its benefits today!
? TO SELECT A LOAN ON A CARD YOU MUST READ:
- The minimum period for repaying a loan without refusal is 91 days, the maximum does not exceed 365 days.
- The annual interest rate will not exceed 32.5%. The basic rate for the use of credit funds ranges from 32.5% to 32.5%.
- The rate for using the loan varies from a minimum of 0.01% to a maximum of 0.01% daily.
- In case of delay, there is a fine of 0.1% of the overdue amount every day, but the total amount of the fine will not exceed 10% of the original online loan amount.
- Additional commissions or fees do not burden the client’s loan on the card.
A detailed example of calculating the interest rate for loans on a card:
1) Online loan - 10,000 rubles.
2) Loan period - 91 days.
3) The daily commission is 0.01% or 10 rubles, which is approximately 3% monthly (calculated for 30 days) or 300 rubles per month.
4) Summing up all commission accruals for 91 days, we get 900 rubles.
5) The total amount for return is 10,900 rubles.
6) PSC or full cost (FLC) expressed as a percentage is 32.5% per annum.
If you miss the loan payment deadline, the penalty will be 0.1% of the total amount of the overdue payment each day, but not more than 10% of the total loan amount.
Requirements: age from 18 to 65 years.