Most users discover opportunities to lower their monthly costs within minutes.

All your transactions are automatically grouped into different categories. See your balances, cards, and loans - all in one clean view.

With smart insights and automation, you'll spend smarter, pay off debts faster, and build long-term stability.
* Smart budgeting – Get an automatic budget that adjusts to your habits and salary cycle.
* Debt plan & repayment strategy – Smart debt management plans help you decide which loans to pay off first to save the most money.
* Financial health insights – Discover how your monthly costs can be reduced and where to optimize.
* Personal guidance – Chat with Rensa’s AI assistant anytime for practical, human-like financial support.
* Full security – PSD2-standard, EU-hosting and GDPR-compliancy ensure your data stays private.

Take control of your finances with Rensa - the easiest way to understand and improve your financial life.