Revolutionize your life with the new House Credit App:
You can have your Mobile Wallet.
You can request your credit in cash and receive it in the App, in a bank account or at any point of service.
You can pay bills and more than 1,000 services.
You can see your open credits, pending fees and pay them.
You can withdraw money from your Mobile Wallet.
You can use our geolocation to have all our Points of Attention and always know where to find us
You can access discounts and exclusive benefits.
Go ahead, download it, use it!
Regulation:
Credito de la Casa (Retop S.A.) is supervised by the Central Bank of Uruguay, applying all current regulations. For more information you can access www.bcu.gub.uy
Minimum and maximum term:
Maximum and minimum loan payment term (installments) 2 TO 36 FEES. Minimum term 61 days and maximum term 3 years. Loans cannot be pre-canceled before the 61st day from the granting of the same.
Interest rate:
MAXIMUM CURRENT RATES FOR CASH LOANS AND PURCHASE ORDERS TEA Interest: Up to 366 days and up to 9,999 UI - 145.638%, Up to 366 days and greater than or equal to 10,000 UI - 112.068%, 367 days or more and up to 9,999 UI - 159.138% , 367 days or more and greater than or equal to 10,000 IU - 123.246%. Note: Valid Rates + VAT. The maximum TEA of any loan is 159.138% + VAT.
Examples:
For a loan of $ 15,000 in 5 installments, the total price financed is P.T.F $ 20,905. Includes insurance for $ 87.19. Subject to credit approval.
Considerations:
The conditions and offer may depend on the credit analysis of each client.