Ruloans Distribution Services Pvt Ltd presents the Ruloans App, a robust fintech platform streamlining your financial journey. We offer a comprehensive, all-in-one platform for Personal Loans, Home Loans, Loans Against Property, Gold Loans, and more.
We also simplify everyday financial tasks with features like Bill Payments and Recharges. With a commitment to ease, transparency, and personalized solutions, we empower individuals across India to access the best financial products from top lenders.

NBFC Partners -
- InCred Financial Services Limited (https://www.incred.com/partnership)

(Loans are provided by these RBI-registered NBFCs. Ruloans acts as a digital loan service provider and does not directly provide loans.)

Key Features:
Credit Score Check: Stay informed about your creditworthiness.
Vast Selection of Financial Products: with multiple Partner Banks and NBFCs
Receive personalized Loan and Credit Card offers with minimal documentation.
Easily choose the most suitable financial products.
Get guidance from industry experts, both online and offline.
Home Loans and Loan Against Property from a wide range of lenders.
Bill Payments & Recharges: Easily pay bills and recharge services through our platform.

About Ruloans:
Ruloans is not only a pioneering one-stop-shop for all your financial needs, offering home loans, personal loans, loan against property, credit cards and more, but also a trusted digital loan service provider for various lenders.
With a nationwide presence across 4000+ cities, Ruloans stands out as a credit lending institution founded by experienced professionals with over 25 years of expertise.

(Example) How to Calculate Personal Loan:
1. Minimum and maximum period for repayment
Minimum period of repayment - 03 Months
Maximum period of repayment - 60 Months
2. Maximum Annual Percentage Rate (APR) - 24%
3. Representative example of the total cost of the loan, including the principal and all applicable fees (for example, sample monthly payment and sample interest calculation).
Annual Interest Rate (Sample): 15%
Loan Amount(Sample): INR 100,000
Installment (Tenure): 12 months
Installment Per Month: INR 9,026
Total Amount to Repay: INR 1,08,310
Processing Fees are 1% to 2% on average
For a Principal of 1 lakh rupees, the Total Interest cost is Rs. 8310 and the Fee cost is 1 to 2%.
4. Full loan repayment is greater than 90 days.

Get Started with Ruloans:
Download The Ruloans App today and make smarter, faster financial decisions—supported by one of India’s most extensive financial distribution networks. Whether you're seeking Personal Credit, Business Growth, or everyday Financial Convenience, we’ve got you covered.

Disclaimer:
Ruloans is a digital loan service provider. Ruloans does not itself provide loans. All loans are offered by our RBI-registered NBFC partners mentioned above. Loan approval, disbursal, and terms are subject to the respective lender's policies.

Privacy Policy:
https://www.ruloans.com/privacy-policy

Contact Us:
Toll-Free: 18002667576
WhatsApp: 99305 70707
Email: [email protected]