Rupik-Lend
Your Trusted, Transparent, and Compliant Loan Partner
ℹ️ About Rupik
Rupik is a secure mobile lending application platform focused on providing users with fast and convenient access to short-term personal loans through intelligent digitalization.
All loans are independently issued and managed by our registered NBFC partner ZHARUKA FISCAL SERVICES PVT LTD, with technical support provided by GRAMIN SHIKSHA PRIVATE LIMITED, ensuring both financial security and compliance.

? Loan Features
Loan Amount: ₹5,000 – ₹80,000
Tenure: 90 – 360 days (3 to 12 months)
Daily Interest Rate: 0.03% – 0.05% (Approx. 10.95% – 18.25% APR)
Fast Approval: 100% online process, instant credit evaluation, and quick disbursement to your bank account
Safe & Compliant: Strictly follows NBFC digital lending guidelines with encrypted data protection
Note: Actual terms may vary depending on your profile and credit assessment.

? Interest & Fee Calculation Example
Principal Loan: ₹8,000
Tenure: 150 days (5 months)
Interest Calculation: ₹8,000 × 0.03% × 150 days = ₹360
Total Repayment: ₹8,000 + ₹360 = ₹8,360

✅ Eligibility Criteria
Must be an Indian resident aged 18+
Valid PAN card
Active Indian bank account
Stable monthly income
Pass basic credit check

? Get Your Loan in 4 Easy Steps
Download & Register: Install the App and quickly create your account
Submit Application: Fill in your loan request and upload required documents
Smart Review: Automated system evaluates and approves quickly
Instant Disbursement: Once approved, funds are transferred directly to your bank account

? NBFC Partner ZHARUKA FISCAL SERVICES PVT LTD conducts due diligence and approval. Funds are disbursed securely to your bank account, ensuring transparency and data protection at every step.

?️ User Rights & Support
Transparent fee structure with no hidden charges
Responsible lending to help build your credit history
Customer Support: [email protected]
Privacy Policy: https://graminshikshapvtltd.com/privacy
Official Website: https://graminshikshapvtltd.com/

? Our Partner
NBFC Partner(Lender): ZHARUKA FISCAL SERVICES PVT LTD
Website: https://easternitgroup.com

? Download Rupik No
Enjoy safe, fast, and compliant personal loan services with Rupik — empowering your financial freedom.