Professional Financial Calculator for Students & Finance Professionals

A comprehensive financial calculator app designed for business, finance, and real estate professionals. This calculator provides functionality similar to popular financial calculators like the Texas Instruments BA II Plus used in university courses and professional certification exams.

KEY FEATURES:
★ Time Value of Money (TVM) Worksheet
• Calculate N (periods), I/Y (interest rate), PV (present value), PMT (payment), FV (future value)
• BGN/END payment modes for annuity calculations
• Compute any variable when others are known

★ Cash Flow Analysis (CF)
• Enter uneven cash flows (CF0, CF1, CF2 … up to CF99)
• Calculate Net Present Value (NPV) at any discount rate
• Compute Internal Rate of Return (IRR)
• Modified IRR (MIRR) calculations

★ Amortization Worksheet
• Generate complete amortization schedules
• Calculate principal and interest for any payment range
• Remaining balance calculations
• Total interest paid analysis

★ Bond Calculations
• Price and yield to maturity
• Accrued interest
• Duration and modified duration
• Settlement and maturity date calculations

★ Depreciation Methods
• Straight-line (SL)
• Sum-of-years-digits (SYD)
• Declining balance (DB)
• Double declining balance (DDB)

★ Statistics Functions
• Mean, median, standard deviation
• Linear regression analysis
• Correlation coefficient
• Probability distributions
• Combination and permutation

★ Date & Calendar Functions
• Days between dates (DBD)
• Date arithmetic
• Business day calculations
• Day count conventions (30/360, Actual/365)

★ Advanced Math Functions
• Powers, roots, logarithms
• Trigonometric functions
• Hyperbolic functions
• Factorial calculations
• Scientific notation support

★ Memory & Storage
• 10 memory registers (M0–M9)
• Store and recall operations
• Memory arithmetic (M+, M−, M×, M÷)
• Constant memory function

PERFECT FOR:
• CFA Level 1 & 2 exam preparation
• FRM certification studies
• MBA finance courses
• Real estate license exams
• Mortgage brokers and loan officers
• Investment banking analysts
• Corporate finance professionals
• Financial planning and wealth management
• Accounting and actuarial calculations
• Engineering economics
• Personal loan and mortgage calculations
• Retirement planning computations
• College finance and business courses

PROFESSIONAL FEATURES:
• Percentage calculations and markup
• Profit margin analysis
• Break-even analysis
• Currency conversions
• Interest rate conversions (nominal/effective)
• Compound interest calculations
• Simple interest computations
• Discount and markup calculations
• Cost–sell–margin worksheets

USER INTERFACE:
• Large, clear multi-line display
• Shows all entered values and results
• Calculation history visible
• 2nd function key for extended operations
• Intuitive button layout familiar to finance professionals
• Responsive design for phones and tablets

EDUCATIONAL BENEFITS:
• Approved calculator alternative for homework
• Matches textbook problem formats
• Step-by-step calculation visibility
• Learn financial concepts through practice
• No internet required after download
• Works offline for exams and classes

TECHNICAL SPECIFICATIONS:
• High precision calculations (13+ digits)
• Automatic constant operations
• Parentheses for grouped operations
• Power and root functions
• Natural and common logarithms
• Angle units (degrees/radians)
• Random number generation

WHY CHOOSE THIS APP:
✓ Free with optional ad removal
✓ No registration required
✓ Regular updates and improvements
✓ Professional accuracy
✓ Comprehensive help documentation

DISCLAIMER:
This Financial Calculator is an independent, third-party tool. It is not affiliated with, endorsed by, or connected in any way to Texas Instruments Incorporated or any of its products. All trademarks, including “BA II Plus,” are the property of their respective owners.