The Debt Coverage Ratio (DCR) Calculator helps real estate investors and lenders evaluate a property's ability to service its debt. By inputting any two of the three variables — Net Operating Income (NOI), Debt Service, or Debt Coverage Ratio — the tool calculates the missing value. A DCR above 1.0 indicates positive cash flow, while a ratio below 1.0 signals potential default risk. This calculator assists in investment analysis, loan underwriting, and financial planning.
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