Effective Annual Rate (EAR) Calculator
Easily compute the Effective Annual Rate (EAR) based on the nominal interest rate and the number of compounding periods per year. This calculator helps you understand the true annual return on investments or cost of loans by accounting for compounding. Simply enter the nominal rate and compounding frequency to see the actual annualized rate. Ideal for comparing financial products and making smart borrowing or investing decisions. Fast, accurate, and essential for financial analysis.

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